Share & Investment Rates
| Account Type | APR* | APY** | Minimum |
|---|---|---|---|
| Primary Shares | 0.05% | 0.05% | $20.00 |
| IRA Shares, Club Accounts, Custodial, and Trust Accounts | 0.05% | 0.05% | $20.00 |
| Money Markets | 0.40% | 0.40% | $25,000.00 |
| Money Markets | 0.40% | 0.40% | $100,000.00 |
| Share Draft | 0.00% | 0.00% | N/A |
| Term Share Certificates | APR* | APY** | Minimum |
|---|---|---|---|
| 6 Months FLEX Share Certificate | 2.00% | 2.02% | $1,000.00 |
| 12 Month FLEX Share Certificate | 3.25% | 3.30% | $1,000.00 |
| 12 Month Liquid Share Certificate | 3.15% | 3.20% | $1,000.00 |
| 15 Month Traditional Share Certificate | 3.45% | 3.51% | $1,000.00 |
| 18 Month Traditional Share Certificate | 3.50% | 3.56% | $1,000.00 |
| 24 Month Traditional Share Certificate | 3.50% | 3.56% | $1,000.00 |
| 36 Month Traditional Share Certificate | 3.50% | 3.56% | $5,000.00 |
12 Month Liquid Share Certificate = Unlike traditional Share Certificates, our Liquid Share Certificate is restriction free, meaning you can deposit additional funds into the account at any time for no fee. What truly makes our Liquid Share Certificate so remarkable is that you can also withdraw money, once a month, for no fee at all. Try doing that at a bank!
FLEX = Our Flex Share Certificate is another great savings option because you can deposit money into the account whenever you want, without extending the maturity date. Perfect for members who are trying hard to boost their savings, you can set up your account so a set amount of each paycheck is dispersed into your Flex Share Certificate Account.
| IRA Term Share Accounts | APR* | APY** | Minimum |
|---|---|---|---|
| 12 Months | 3.25% | 3.30% | $500.00 |
| 36 Months | 3.50% | 3.56% | $500.00 |
| 60 Months | 3.50% | 3.56% | $500.00 |
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
The Board of Directors has the right to change all rates without advance notice.